Governance
Trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available to members.
Smart Future Trust ABN 68 964 712 340 (the fund). The fund was renamed the Smart Future Trust effective 1 May 2022 (formerly Aon Master Trust).
The trustee of the fund is Stewarda Pty Ltd ABN 56 098 527 256, AFSL 236049, RSE Licence L0000185. More information about the trustee, including board and executive remuneration, and other governance disclosure is available at www.stewarda.com.au/documents/governance-material
The Member Outcomes Statement documents the results of the trustee’s annual assessment of how well the fund’s products provide outcomes for members and promote members’ financial interests.
smartMonday Pension (Retirement Pension) Annual Member Outcomes Assessment
smartMonday Pension (Transition to Retirement Income Stream) Annual Member Outcomes Assessment
smartMonday Group Insurance (IBM) Annual Member Outcomes Assessment
This document seeks to provide members and their beneficiaries with an understanding of the trustee’s strategy for assisting members make retirement decisions.
A trust deed is a legal document that sets out the rules for establishing and operating the superannuation fund. It includes such things as the fund’s objectives, who can be a member and whether benefits can be paid as a lump sum or income stream. The trust deed and super laws together form the fund’s governing rules.
Products that are part of the fund include:
smartMonday Group Insurance
The trustee is responsible for the selection of the Fund’s underlying managers, asset allocation and currency management. The trustee appoints specialist investment managers to invest your assets.
The trustee has appointed a related company, Future Group Investment Management Pty Ltd (ABN 55 621 040 702, FGIM) as Investment Manager of smartMonday products in the Fund. The Investment Manager may assist the trustee with the selection of underlying managers, and the implementation of applicable investment strategies.
The trustee and FGIM are both subsidiaries of Future Group Australia Holdings Pty Ltd. Transactions between the trustee in its capacity as trustee and its related companies are conducted on normal commercial terms.
For further information about the Trustee’s conflicts management and governance arrangements please visit www.stewarda.com.au/documents/governance-material
The trustee may outsource certain functions related to the running of the fund to other parties.
Material outsourced relationships are listed here:
PDSs are a summary of the significant information about investing in smartMonday products.
You should consider this information before making a decision about the product.
smartMonday PRIME – Minter Ellison Partners’ Superannuation Fund PDS
smartMonday PRIME TESF – KPMG Executive Superannuation Plan PDS
If you are a member or employer-sponsor of one of the sub-plans listed below, please refer to the relevant page listed for details on specific arrangements that are not described in the standard smartMonday PRIME PDS.
smartMonday PRIME – Corporate Super Plan (for Allianz employees)
smartMonday PRIME – Electrolux Home Products Superannuation Plan
smartMonday PRIME – Wallenius Wilhelmsen Logistics Australia Pty Ltd
smartMonday PRIME – IMB Staff Accumulation Superannuation Plan
smartMonday PRIME – Wallenius Wilhelmsen Lines Superannuation Plan
The TMD seeks to provide consumers, distributors and staff with an understanding of the class of consumers for which a smartMonday product has been designed, having regard to the objectives, financial situation and needs of the target market.
If you are a member or employer-sponsor of one of the defined benefit sub-plans listed, you can find a copy of the latest actuarial report for your sub-plan here.
smartMonday PRIME TESF - ASC Superannuation Plan
smartMonday PRIME - Corporate Super Plan (for employees of Allianz)
smartMonday PRIME- Aon Group Superannuation Plan
smartMonday PRIME – Brisbane Racing Club Superannuation Plan
smartMonday PRIME - Crane Australia Pty Limited Superannuation Plan
smartMonday PRIME - Endeavour Foundation Staff Superannuation Plan
smartMonday PRIME - GEA Process Engineering Australia Superannuation Plan
smartMonday PRIME – IMB Defined Benefit Superannuation Plan
smartMonday PRIME - Isuzu Australia Limited Superannuation Plan
smartMonday PRIME - Sydney Turf Club Superannuation Plan
smartMonday PRIME - Teys Bros (Beenleigh) Pty Ltd Staff Superannuation Plan
smartMonday PRIME - Thames Water Asia/Pacific Superannuation Plan
smartMonday PRIME- United Airlines Inc. Australian Superannuation Plan
smartMonday PRIME TESF - Valvoline Australia Superannuation Plan
smartMonday PRIME - Yum! Australia Superannuation Plan