*On 14 August 2026, we changed the investment strategy for the MySuper product, introducing four new LifeStage options based on age.
  
Investment returns shown for periods before 14 August 2026 are historical investment returns using data from an equivalent age group under our previous MySuper investment strategy. Each new LifeStage option has been matched to the previous age group that best represents it:  

LifeStage Age 50 and under - Lifecycle Age 35 and under  
LifeStage Age 51 to 60 - Lifecycle Age 52  
LifeStage Age 61 to 66 - Lifecycle Age 61  
LifeStage Age 67 and over - Lifecycle Age 67 

This matching approach was chosen because it's objective, applied consistently across all cohorts, and reflects the group of members who actually transitioned into each new LifeStage option. It also aligns with guidance issued by APRA on how to select a predecessor product when combining performance histories. 

These historical returns do not reflect the performance of the new investment strategy, which started on 14 August 2026. 

The information on this page shows the rates of return that the investment options have achieved over the year to date, and over longer periods. Returns provided are after investment fees, transaction costs and an allowance for taxes on investment income. 

The returns are based on unit prices of each investment option calculated as at the end of the month. Unit prices are based on the latest available investment valuations at the time of calculation, which means they could be 1 or 2 days behind the current market indices.  

These returns do not necessarily reflect your individual rate of return. Your individual rate depends on the timing of the transactions on your account, any switches you have made and the actual mix of options that your account has been invested in.    

Returns are not guaranteed and past performance is not a reliable indicator of future performance. The trustee takes no responsibiltiy for you acting on the information provided. Any decision that you make is at your own risk.