When you’re young and healthy, you tend to think you’re bulletproof, but things can still happen that prevent you from being able to work – especially if you’re sporty or adventurous. If you were seriously injured or ill and out of action for a long time, would you be able to get by on sick pay, your savings or help from your family?

• If you have financial commitments and expenses like rent, phone, utilities, carer, or medical expenses.
• If you have debts to repay – e.g. a mortgage, a car loan, credit cards, a student loan.
• If there are other people in your life who depend on you to provide for them – e.g. children, a partner, other family members.
• If you’re unable to work again, you’re probably unable to accumulate any savings for your retirement.

If you decide to go ahead and opt-in to insurance cover in your smartMonday account, contact a smartCoach and we’ll show you how.

Contact a smartCoach today on 1300 262 241, or email smartcoach@smartmonday.com.au.