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Moderate

Objective

To provide a return at least 1.75% p.a. above inflation (after investment-related fees, costs and tax) over rolling 3-year periods.

Investment performance

Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time

4.86%

Over the year ending 30 April 2026

See performance over time

Risks

Risk Band1

4

Expected return and risk profile

Medium

Estimated number of negative returns over any 20 year period

2 to less than 3

Suggested minimum timeframe

3 years

1 The Risk Band is based on regulated Standard Risk Measure guidelines.

How this option is invested

Target - The asset allocation expected to achieve the investment objective over the investment period.

Range - The potential variation of the asset allocation due to trading activity and market movements.

Asset allocation

Target - The asset allocation expected to achieve the investment objective over the investment period.

Range - The potential variation of the asset allocation due to trading activity and market movements.

TargetRange

Growth

Australian shares

12%

0-30%

International shares

16%

0-30%

Alternative-growth

7%

0-15%

Defensive

Alternative-defensive

15%

0-30%

Fixed interest

30%

0-60%

Cash

20%

0-60%