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Defensive

Objective

To provide a return at least 0.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 2-year periods.

Investment performance

Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time

2.87%

Over the year ending 30 June 2026

See performance over time

Risks

Risk Band1

2

Expected return and risk profile

Low

Estimated number of negative returns over any 20 year period

0.5 to less than 1

Suggested minimum timeframe

2 years

1 The Risk Band is based on regulated Standard Risk Measure guidelines.

How this option is invested

Target - The asset allocation expected to achieve the investment objective over the investment period.

Range - The potential variation of the asset allocation due to trading activity and market movements.

Asset allocation

Target - The asset allocation expected to achieve the investment objective over the investment period.

Range - The potential variation of the asset allocation due to trading activity and market movements.

TargetRange

Growth

Australian shares

5%

0–20%

International shares

9%

0–20%

Alternative-growth

5%

0–20%

Defensive

Alternative-defensive

15%

0–40%

Fixed interest

46%

0–90%

Cash

20%

10-90%