Defensive
Objective
To provide a return at least 0.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 2-year periods.
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Over the year ending 31 August 2025
Risk Band1
2
Expected return and risk profile
Low
Estimated number of negative returns over any 20 year period
0.5 to less than 1
Suggested minimum timeframe
2 years
1 The Risk Band is based on regulated Standard Risk Measure guidelines.
Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements. Asset allocation Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements.
Growth
Australian shares
5%
0–20%
International shares
9%
0–20%
Alternative-growth
5%
0–20%
Defensive
Alternative-defensive
15%
0–40%
Fixed interest
46%
0–90%
Cash
20%
10-90%