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Moderate
Objective
To provide a return at least 1.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 3-year periods.
Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time
Over the year ending 30 September 2025
Risk Band1
4
Expected return and risk profile
Medium
Estimated number of negative returns over any 20 year period
2 to less than 3
Suggested minimum timeframe
3 years
1 The Risk Band is based on regulated Standard Risk Measure guidelines.
Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements. Asset allocation Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements.
Growth
Australian shares
12%
0–30%
International shares
16%
0-30%
Alternative-growth
7%
0-15%
Defensive
Alternative-defensive
15%
0-30%
Fixed interest
30%
0–60%
Cash
20%
0-60%
