Advisers
Employers
Contact Us
Defensive
Objective
To provide a return at least 0.75% p.a. above inflation (after investment-related fees, costs and tax) over rolling 2-year periods.
Take a sneak peek at how this option has performed! Want to see more? Check out the full returns over time
Over the year ending 31 July 2026
Risk Band1
2
Expected return and risk profile
Low
Estimated number of negative returns over any 20 year period
0.5 to less than 1
Suggested minimum timeframe
2 years
1 The Risk Band is based on regulated Standard Risk Measure guidelines.
Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements. Asset allocation Target - The asset allocation expected to achieve the investment objective over the investment period. Range - The potential variation of the asset allocation due to trading activity and market movements.
Growth
Australian shares
7%
0–20%
International shares
8%
0–20%
Alternative-growth
4%
0–20%
Defensive
Alternative-defensive
17%
0–40%
Fixed interest
44%
0–90%
Cash
20%
10-90%
As of 14 Aug 2026. This information is subject to change. The asset allocation reflects a strategic mix, but the actual allocation may vary due to market movements, contributions, withdrawals, or changes in investment types.
