When can I start a pension? | smartMonday

Don’t miss the EOFY contribution cut off! Make your contribution payments by Monday 22 June if you want them to count towards your contribution caps for the 2026 financial year.

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When can I start a pension?

You can start a Transition to retirement pension (TRP) when you reach your preservation age, See the Accessing your super page.

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Acknowledgement of Country

SmartMonday acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders, past, present and emerging. We recognise the enduring relationship Aboriginal and Torres Strait Islander peoples have with Country and that sovereignty was never ceded. We stand for a future that promotes justice for Aboriginal and Torres Strait Islander peoples and profoundly respects and acknowledges their respective perspectives, culture, language and history.

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Your access to this website is subject to these terms and conditions, our privacy statement, the trustee’s privacy statement and all disclaimers on this website.

The information on this website is general in nature and does not take account of your personal financial objectives, situation or needs. Before deciding whether a particular product is appropriate for you, please read and consider the relevant Product Disclosure Statement, Target Market Determination and Financial Services Guide which is available at forms and documents or by calling us. Contact us about the intra-fund advice services you may be able to access through your membership. Any intra-fund advice is provided by or on behalf of Future Group Financial Services Pty Ltd. Past performance is not a reliable indicator of future performance. The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. You should obtain advice from a registered tax agent or legal practitioner. Any taxation, legal and other matters referred to on this website are based on smartMonday and the Trustee’s interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

smartMonday is a registered trading name of smartMonday Solutions Pty Ltd (ABN 48 002 288 646 AFS Representative No. 001312487) which is a Corporate Authorised Representative of Future Group Financial Services Pty Ltd (ABN 90 167 800 580; AFSL 482684). smartMonday is the sponsor of the Smart Future Trust ABN 68 964 712 340 (the Fund) and the issuer of this website. The trustee of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. smartMonday products are part of the Fund.

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