When can I start a pension? | smartMonday

A simpler way to sign in is coming. As part of the upcoming launch of our new mobile app, we're updating multi-factor authentication (MFA). When the app is ready, you'll be asked to reset your MFA before you can sign in.

Advisers

Employers

Contact Us

Superannuation

Investments

Retirement

Tools and Resources

Advisers

Employers

Contact Us

When can I start a pension?

You can start a Transition to retirement pension (TRP) when you reach your preservation age, See the Accessing your super page.

Contact us
Forms & docs
News

Important

Governance Legal Future Group Privacy Policy Terms and conditions

Useful Links

News and Articles Forms and documents Feedback and complaints smartMonday Lifecycle MySuper dashboard

About us

About smartMonday

Acknowledgement of Country

SmartMonday acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders, past, present and emerging. We recognise the enduring relationship Aboriginal and Torres Strait Islander peoples have with Country and that sovereignty was never ceded. We stand for a future that promotes justice for Aboriginal and Torres Strait Islander peoples and profoundly respects and acknowledges their respective perspectives, culture, language and history.

Terms and conditions

Your access to this website is subject to these terms and conditions, our privacy statement, the trustee’s privacy statement and all disclaimers on this website.

The information on this website is general in nature and does not take account of your personal financial objectives, situation or needs. Before deciding whether a particular product is appropriate for you, please read and consider the relevant Product Disclosure Statement, Target Market Determination and Financial Services Guide which is available at forms and documents or by calling us. Contact us about the intra-fund advice services you may be able to access through your membership. Any intra-fund advice is provided by or on behalf of Future Group Financial Services Pty Ltd. Past performance is not a reliable indicator of future performance. The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. You should obtain advice from a registered tax agent or legal practitioner. Any taxation, legal and other matters referred to on this website are based on smartMonday and the Trustee’s interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

smartMonday is a registered trading name of smartMonday Solutions Pty Ltd (ABN 48 002 288 646 AFS Representative No. 001312487) which is a Corporate Authorised Representative of Future Group Financial Services Pty Ltd (ABN 90 167 800 580; AFSL 482684). smartMonday is the sponsor of the Smart Future Trust ABN 68 964 712 340 (the Fund) and the issuer of this website. The trustee of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. smartMonday products are part of the Fund.

smartMonday and/or the trustee are either the owner or licensed user of the copyright in all material contained on this website. Where a third-party source has been relied on, smartMonday and/or the trustee have attributed credit for that information. Except to the extent necessary for personal use, you are not permitted to reproduce, adapt, upload, link, frame, broadcast, transmit, or distribute any material on this website without the permission of smartMonday or the trustee, or as permitted under law.

This website, the information and materials on the website, and the software made available on the website, are provided 'as is' without any representation or warranty, express or implied, of any kind. To the maximum extent possible, smartMonday and/or the trustee do not warrant or guarantee the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that you are responsible for assessing the accuracy and completeness of content on this website, and reliance on any opinion, advice, statement, memorandum or information shall be at your own risk. In no event shall smartMonday and/or the trustee be liable to any website user or any other entity for any damages whatsoever, related to the inability to access or use the material or functions of this website.

© 2025 smartMonday Solutions Pty Ltd - Financial Services Guide