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Generally, if you are eligible, automatic cover will commence in your smartMonday account if:
You may be able to turn your cover on before meeting the above criteria. The Welcome Pack you receive when you join smartMonday will have information about how to do this.
Automatic cover will be limited to New Events until you are ‘At Work’ for 30 consecutive days, at which time your cover will convert to Full Cover. New Events cover means that you’ll only be covered for an injury or sickness that occurs or becomes apparent after your cover commences.
Other important eligibility criteria apply. See the relevant smartMonday PRIME PDS Insurance guide for more information and situations where you might not be eligible for cover.
Automatic cover is available to eligible members under age 65 who opt-in to cover on the Application form. (You can also opt-in within 90 days of receiving your Welcome Pack. Applications for cover received after 90 days will be subject to approval by the insurer).
Cover will be limited to New Events for the first 24 months. This means you’ll only be covered for an injury or sickness that occurs or becomes apparent after your cover commences. Cover will convert to Full Cover once you are At Work for 30 consecutive days at the end of the 24 month period.
Other important eligibility criteria apply. See the smartMonday DIRECT PDS Insurance guide for more information and situations where you might not be eligible for cover.