IMPORTANT | We are making updates to improve your member experience. Some services will be impacted from 23 March to 22 April.  Find out more here.

  • Your preservation age and have permanently retired from work
  • Your preservation age and take a transition to retirement income stream. 
  • Age 60 and have ceased working in an employment arrangement
  • Age 65 – whether you’ve retired or not
  • If you have a terminal medical condition
  • If you are permanently incapacitated
  • If you are a temporary resident permanently leaving Australia
  • If you meet the criteria to access your super on compassionate or financial hardship, or Early Release Initiatve (ERI) provisions – such as the the early release for those financially impacted by COVID-19.

Contact a smartCoach today on 1300 262 241, or email smartcoach@smartmonday.com.au..

Born Preservation Age
Before 1 July 1960 55 yrs of age
1 July 1960 - 30 June 1961 56 yrs of age
1 July 1961 - 30 June 1962 57 yrs of age
1 July 1962 - 30 June 1963 58 yrs of age
1 July 1963 - 30 June 1964 59 yrs of age
From 1 July 1964 60 yrs of age