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Payday Super employer checklist
Use this checklist to assess and prepare your business for Payday Super.
☐ Confirm payroll software can:
Calculate SG on qualifying earnings each pay run
Support payday-aligned super payments
Apply the annual Maximum Contributions Base (MCB) per employee
Report SG amounts via Single Touch Payroll (STP) each pay cycle
☐ Confirm payroll calendars align with payment capability
☐ Identify how off-cycle payments (bonuses, corrections, terminations) will be handled
☐ Confirm your clearing house or payment method can:
Process super payments every pay cycle
Meet the 7 business day receipt requirement
Handle higher payment frequency without batching delays
☐ Confirm banking cut-off times and settlement delays
☐ Identify contingency arrangements for rejected or failed payments
☐ Review onboarding workflows to ensure:
Super fund details are collected promptly
Stapled fund checks occur early
The 2-week new starter grace period is correctly applied
☐ Confirm escalation process if super details are missing or invalid
☐ Define internal processes for:
Managing rejected contributions
Correcting data errors quickly
Reissuing redirected payments within required timeframes
☐ Assign clear ownership for super exception handling
☐ Ensure reconciliation processes are in place for frequent payments
☐ Confirm payroll systems can:
Track qualifying earnings across the financial year
Stop SG contributions once the annual MCB is reached
Apply the cap correctly on a per-employee basis
☐ Review impacted employee groups and remuneration structures
☐ Assess impact of more frequent super payments on cash flow
☐ Review whether pay cycle changes are required (e.g. weekly to fortnightly)
☐ Engage finance teams early to plan funding and liquidity changes
☐ Confirm readiness with:
Payroll provider
Accountant or outsourced payroll services
Clearing house provider
Banking partner
☐ Obtain timelines for system updates and testing windows
☐ Train payroll, HR and finance teams on:
New timing requirements
Error handling and escalation
Compliance and penalty implications
☐ Update internal policies, procedures and controls
☐ Confirm governance and sign-off arrangements
☐ Identify whether changes to payroll timing or processes require staff communication
☐ Update onboarding and super-related materials if required
☐ Prepare messaging on:
Super being paid with pay cycles
Importance of keeping personal details up to date with both their payroll department and their super fund (noting that such information will not always be shared)
Taking care and understanding the potential impacts when making super changes such as rolling over or consolidating super accounts
☐ Monitor updates from:
ATO
Treasury
Payroll and clearing house providers
Your super fund
☐ Schedule system testing ahead of 1 July 2026
☐ Plan a post-implementation review after go-live
