High Growth

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

Please Note: smartMonday’s High Growth Active investment option failed APRA’s 2022/2023 Your Future Your Super performance test. Visit this page for an explanation of what this means.

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Objective

To provide a return at least 3.50% p.a. above inflation (after investment-related fees, costs and tax) over rolling 15-year periods.

Investment fees & Transaction costs

0.78% p.a.

Minimum timeframe

15 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 29/02/2024)

Timeframe Return
3 mths 8.35%
Financial yr to date 8.85%
1 yr (% pa.) 13.02%
3 yr (% pa.) 8.82%
5 yr (% pa.) 8.18%
7 yr (% pa.) 8.34%
10 yr (% pa.) 8.17%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
8.35%	8.85%	13.02%	8.82%	8.18%	8.34%	8.17%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 39% 0 - 70%
International shares 39% 0 - 70%
Listed property 7% 0 - 30%
Alternative-growth 15% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 10%
Aust. fixed interest 0% 0 - 10%
Int’l fixed interest 0% 0 - 10%
Cash 0% 0 - 10%

Objective

To provide a return at least 3.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 15-year periods.

Investment fees & Transaction costs

0.27% p.a.

Minimum timeframe

15 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 29/02/2024)

Timeframe Return
3 mths 9.03%
Financial yr to date 10.19%
1 yr (% pa.) 15.49%
3 yr (% pa.) 9.33%
5 yr (% pa.) 8.86%
7 yr (% pa.) 9.02%
10 yr (% pa.) 8.76%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
9.03%	10.19%	15.49%	9.33%	8.86%	9.02%	8.76%

See past returns

Asset allocation

Target - The asset allocation expected to achieve the investment objective over the investment period.
Range - The potential variation of the asset allocation due to tactical investment activity.

Type Target Range
Growth
Australian shares 42.5% 0 - 70%
International shares 42.5% 0 - 70%
Listed property 7.5% 0 - 30%
Alternative-growth 7.5% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 10%
Aust. fixed interest 0% 0 - 10%
Int’l fixed interest 0% 0 - 10%
Cash 0% 0 - 10%

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