smartCoach

smartCoach

Coaching and advice to help get your contributions, insurance, and investments into shape. This service is included in your membership in the fund.

Find out more

More cover

More cover

Comprehensive levels of cover1 for death and disablement at a competitive price.

See details below

Award winning

Award winning

smartMonday has received multiple awards across our products and insurance offerings. One of these, Rainmaker, labelled us 'best practice' with a AAA Quality Rating after analysing our services, offers and features2.

See our Awards

1. Insurance cover will commence automatically when your account balance has reached $6,000 and you are aged 25 years or more. To ‘turn on’ automatic cover before meeting the above criteria, by you can opt-in online.
2. Source: https://www.rainmaker.com.au/media-release/aaa-superannuation-products-2023
MySuper Glide Path
MySuper Glide Path
MySuper Glide Path

Pre-Mixed

We have 10 pre-mixed options – ranging from High Growth to Defensive. Choose one or mix and match to suit your investment strategy.
High Growth – Active and Index
Growth – Active and Index
Balanced Growth – Active and Index
Moderate – Active and Index
Defensive – Active and Index

Sector

Bring your 'A' game and build your own investment strategy with this range of sector specific options.
Australian Shares – Index, Diversified, Core
International Shares – Index, Diversified
Property – Australian Index, Diversified
Fixed Interest
Cash

Questions about fees, costs, or investments?

Talk to a smartCoach today on 1300 262 241 or email smartCoach@smartMonday.com.au

1. Please note: Fees and costs may vary from time to time and depending upon the investment option you choose. There may also be additional fees which apply, for example insurance fees, activity fees, or personal advice fees.
2. The fund general reserve is an account in the superannuation fund which is available to meet the expenses of the fund.
3. Balanced Growth - Active investment option used in fee sample. Investment fees and costs for these actively managed investment options include performance fees, which can vary from year to year.
If your working life was compressed into a typical 5 day week, you would be just starting your first part-time job about lunch time on Monday (aged 15 yrs).  Building career momentum on Wednesday (30-40 yrs). At the  top of your game on Friday (50-60 yrs). And sometime on Saturday morning (60-65 yrs), you're looking at kicking into your weekend.

And, as you know from experience, the earlier in the week you start to plan your weekend, the better that weekend is likely to be. But, no matter what your day of the week actually is, we can help you make your remaining days, smartMondays!
WATCH: What’s your day of the week?

Amount of Cover1

Subject to eligibility2, the amount of automatic death and TPD cover available to members in smartMonday is shown below. Casual employees can receive 25% of these minimum levels.

Death & TDP

Amount of Cover

If eligible, permanent employees receive automatic2 insurance cover for:

  • 75% of income (as defined in the PDS)
  • Benefit period – 2 years
  • Waiting Period – 90 days


See the PDS for eligibility criteria. You can modify or cancel your insurance cover at any time.
(Note: employees working less than 15 hours per week and casual employees are not eligible for automatic income protection cover. Age restrictions may also apply depending on the design of your employer plan).

Questions about insurance?
You can modify or cancel your insurance at any time by submitting a completed ‘Insurance changes’ form.

Talk to a smartCoach today on 1300 262 241 or email smartCoach@smartMonday.com.au

1. Insurance cover is provided through a group insurance policy with AIA Australian Limited (ABN 79 004 837 861, AFSL 230043) and is held by the trustee on your behalf. See the Product Disclosure Statement (PDS) and Insurance Guide at smartMonday.com.au for more information.
2. Automatic insurance cover is subject to the member being eligible for cover. Eligibility criteria is set out in the PDS and Insurance Guide. Automatic cover is limited to New Events until you are ‘At Work’ for 30 consecutive days, at which time your cover will convert to Full Cover. New Events cover means that you’ll only be covered for an injury or sickness that occurs, or becomes apparent, after the date your cover commences.
3. Income is defined as the annual salary or wage paid by your employer, and reported to us, immediately before the disability (total or partial). In certain circumstances any regular fees, regular commission, regular bonuses, regular overtime and fringe benefits averaged over the last 12 months immediately before the disability may be included in your income, and only if your employer has elected to report these components to us.
4. Your income protection benefit is subject to the maximum of $30,000 per month, or $10,000 per month if you’re age 65 or older.

smartCoaches

Your secret weapon in the war against wasted opportunity!

Meet the smartCoaches

Bring it Home!

Find and consolidate other super accounts

Reconnect with your lost super.

smartPartners

They're part of your team

Meet the smartPartners

Want to join?

Complete a Choice of Fund form and hand it to your employer.

Find the Choice of Fund form here