High Growth

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

Please Note: smartMonday’s High Growth Active investment option failed APRA’s 2022/2023 Your Future Your Super performance test. Visit this page for an explanation of what this means.

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Objective

To provide a return at least 3.50% p.a. above inflation (after investment-related fees, costs and tax) over rolling 15-year periods.

Investment fees & Transaction costs

0.78% p.a.

Minimum timeframe

15 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 7.24%
Financial yr to date 11.90%
1 yr (% pa.) 15.50%
3 yr (% pa.) 8.40%
5 yr (% pa.) 8.61%
7 yr (% pa.) 8.42%
10 yr (% pa.) 8.62%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
7.24%	11.90%	15.50%	8.40%	8.61%	8.42%	8.62%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 39% 0 - 70%
International shares 39% 0 - 70%
Listed property 7% 0 - 30%
Alternative-growth 15% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 10%
Aust. fixed interest 0% 0 - 10%
Int’l fixed interest 0% 0 - 10%
Cash 0% 0 - 10%

Objective

To provide a return at least 3.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 15-year periods.

Investment fees & Transaction costs

0.27% p.a.

Minimum timeframe

15 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 7.51%
Financial yr to date 13.54%
1 yr (% pa.) 17.81%
3 yr (% pa.) 9.13%
5 yr (% pa.) 9.28%
7 yr (% pa.) 9.12%
10 yr (% pa.) 9.20%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
7.51%	13.54%	17.81%	9.13%	9.28%	9.12%	9.20%

See past returns

Asset allocation

Target - The asset allocation expected to achieve the investment objective over the investment period.
Range - The potential variation of the asset allocation due to tactical investment activity.

Type Target Range
Growth
Australian shares 42.5% 0 - 70%
International shares 42.5% 0 - 70%
Listed property 7.5% 0 - 30%
Alternative-growth 7.5% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 10%
Aust. fixed interest 0% 0 - 10%
Int’l fixed interest 0% 0 - 10%
Cash 0% 0 - 10%

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