Growth - smartMonday

Growth

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, fees and return targets.

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Objective

To provide a return at least 3.50% p.a. above inflation (after investment-related fees, costs and tax) over rolling 12-year periods.

Investment fees & Transaction costs

0.75% p.a.

Minimum timeframe

12 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 6.63%
Financial yr to date 11.32%
1 yr (% pa.) 14.57%
3 yr (% pa.) 7.89%
5 yr (% pa.) 8.66%
7 yr (% pa.) 8.42%
10 yr (% pa.) 8.75%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
6.63%	11.32%	14.57%	7.89%	8.66%	8.42%	8.75%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 32% 0 - 70%
International shares 32% 0 - 70%
Listed property 6% 0 - 30%
Alternative-growth 15% 0 - 30%
Defensive
Alternative-defensive 11% 0 - 15%
Aust. fixed interest 2% 0 - 15%
Int’l fixed interest 2% 0 - 15%
Cash 0% 0 - 15%

Objective

To provide a return at least 3.25% p.a. above inflation (after investment-related fees, costs and tax) over rolling 12-year periods.

Investment fees & Transaction costs

0.27% p.a.

Minimum timeframe

12 years

Risk level

6 (High)

Chance of a negative annual return

4 to less than 6 over any 20-year period

Returns (as at 31/03/2024)

Timeframe Return
3 mths 6.81%
Financial yr to date 12.83%
1 yr (% pa.) 16.51%
3 yr (% pa.) 8.51%
5 yr (% pa.) 9.10%
7 yr (% pa.) 9.07%
10 yr (% pa.) 9.20%

3 mths	Financial yr to date	1 yr (% pa.)	3 yr (% pa.)	5 yr (% pa.)	7 yr (% pa.)	10 yr (% pa.)
6.81%	12.83%	16.51%	8.51%	9.10%	9.07%	9.20%

See past returns

Asset allocation

Target – The asset allocation expected to achieve the investment objective over the investment period.
Range – The potential variation of the asset allocation due to tactical investment activity.

Asset allocation Target Range
Growth
Australian shares 36.5% 0 - 70%
International shares 36.5% 0 - 70%
Listed property 6% 0 - 30%
Alternative-growth 6% 0 - 30%
Defensive
Alternative-defensive 0% 0 - 15%
Aust. fixed interest 7.5% 0 - 15%
Int’l fixed interest 7.5% 0 - 15%
Cash 0% 0 - 15%

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